Making a major life decision doesn't happen overnight … at least for us it didn't. Some things were a certainty. Owning a business and working 60-70 hours a week was exhausting and couldn't go on forever. We didn't have enough savings or investments to retire and we still had kids in school who would soon be heading off to college. We hadn't made any definitive decisions. We wrestled constantly with what should come next. How do people change the course of their lives? What needs to happen?